One of the essential aspects for working women is maternity benefits offered by Social Security System (SSS).
Eligibility Criteria for SSS Maternity Benefit
To be eligible for the SSS maternity benefit, members must have paid at least three monthly contributions within the 12-month period immediately preceding the semester of childbirth or miscarriage.
Calculation of SSS Maternity Benefit
The amount of maternity benefit a member will receive is based on her average daily salary credit for 100 days, including weekends and holidays.
Maximum Benefit Amount
SSS members with a monthly salary credit of \u20b120,000 or more are entitled to the maximum maternity benefit amount of \u20b180,000.
Applying for SSS Maternity Benefit
Members can file for maternity benefit claim directly at any SSS branch or online through the SSS website.
Required Documents for Maternity Benefit Claim
When applying for maternity benefit, members need to prepare and submit specific documents, including the Member Loan Application Form, the maternity notification form, and a copy of the ultrasound report.
Special Provisions
SSS maternity benefit also covers special cases such as miscarriage, ectopic pregnancy, and emergency termination of pregnancy.
Additional Benefits
Aside from the maternity benefit, new mothers may also be eligible for other SSS benefits like the SSS sickness benefit, disability benefit, and retirement benefit.
Maternity Leave Entitlement
Employed female members are entitled to 105 days of maternity leave, with an additional 30 days if the delivery resulted in a caesarean section.
SSS Maternity Benefit and Employers
Employers are mandated to reimburse employees their full pay during the maternity leave period, with the SSS providing the maternity benefit directly to the employee.
Conclusion
In conclusion, the SSS maternity benefit plays a crucial role in supporting working mothers during their maternity period, ensuring financial assistance and security during this significant life event.