One of the common questions that many expectant mothers have is whether they can earn money while on maternity leave. The answer to this question varies depending on the type of maternity leave you are on and your specific circumstances.
For those who are self-employed, the good news is that you can continue to work on a self-employed basis while on maternity leave without it impacting your statutory pay. This means that you can still earn money through your self-employment activities during your maternity leave period.
However, if you are receiving Maternity Allowance (MA), the rules are slightly different. If you are on MA, you can only work up to 10 Keeping in Touch (KIT) days without it affecting your MA payments. These KIT days are designed to allow you to carry out work-related activities without losing your MA entitlement.
It’s important to note that any income you earn while on maternity leave, whether through self-employment or KIT days, may affect the amount of maternity pay you receive. This is because your maternity pay is often calculated based on your average earnings before going on leave.
If you exceed the 10 KIT days while on MA, your MA payments may be affected depending on the amount you earn. It’s essential to keep track of the number of KIT days you use and ensure that you don’t exceed the limit to avoid any potential deductions from your MA payments.
Another option to consider is taking on flexible or part-time work while on maternity leave. This can be a way to earn some extra income while still being able to spend time with your new baby. Many employers offer flexible working arrangements for new parents, allowing them to work reduced hours or work from home.
If you’re considering returning to work part-time while on maternity leave, it’s essential to check with your employer about their policies regarding working during maternity leave and any impact it may have on your maternity pay. Some employers may have specific guidelines or restrictions in place.
Ultimately, the ability to earn money while on maternity leave depends on your individual circumstances and the type of maternity leave you are on. Whether you’re self-employed, on Maternity Allowance, or considering part-time work, it’s crucial to be aware of the rules and regulations regarding earning income during this period.
Before making any decisions about earning money while on maternity leave, it’s advisable to seek advice from a financial advisor or maternity leave specialist to ensure that you understand the implications and any potential impact on your maternity pay.
